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Multi-chain wallets, to put it plainly, are just asset fragmentation that messes with people's mindset... My current approach is pretty crude: I only keep long-term assets in the main wallet, and use other chains as "temporary workers" that I clear out after use. I gather what I can, and if not, I forget why I crossed over in the first place after a couple of weeks. The most annoying thing is a bunch of small dust assets lying across chains, checking back and forth like flipping through old accounts.
I'm not most afraid of losing money, but of being stuck in a situation where I need to use funds (to add margin, pay Gas, revoke permissions) and get caught in the chaos of "money on another chain, bridges are slow, permissions haven't been revoked yet." Recently, with extreme funding rates, whether the group argues about a reversal or continuing to squeeze the bubble, I care more about which chain my positions are on and which wallet they are in. I don't want to be caught by my own wallet structure if the market moves suddenly. Anyway, I’ll first make sure to write down addresses and notes, don’t rely too much on memory.