$LFI Product Logic:

American homeowners owe property taxes → The government turns this owed tax into a "property mortgage claim" → Sells it to investors → Investors earn high interest, if they don’t pay back, they take the house.
1. Owing taxes: American homeowners fail to pay property taxes, overdue → The government places a tax lien on the property → The house cannot be sold or mortgaged.
2. Convert to debt claim: The government turns this owed tax (principal + penalties) into a tax lien certificate → Essentially a high-interest debt secured by property.
3. Auction to investors: Investors pay the owed taxes on behalf of the homeowner to the government, purchasing this debt claim.
4. Redemption period (1–3 years): The homeowner repays the investor (principal + annual interest of 8%–36%) and regains the house.
5. If not repaid → Take the house: During the redemption period, if unpaid, investors can pursue legal action and take the house at a low price.
What does LienFi do?
It tokenizes these real-world property tax lien claims on the blockchain, turning debt claims into on-chain tokens, allowing you to buy these high-yield, property-backed RWA fixed income in DeFi.
This is a very lucrative opportunity.
$LFI
0x3722264ab15a1dfce5a5af89e6547f7949a8aba3