Recently, everyone has been talking about interest rate cut expectations, and whenever the US dollar index rises or falls, it seems to influence risk asset sentiment.

I'm actually more concerned with: don't just focus on the candlestick charts, first understand the key issue.
Assets with smaller scale (to put it plainly, ones that you won't lose sleep over if lost) — hardware wallets plus handwritten backups are enough, simple to operate, and you can control them yourself;
but once the amount becomes large enough to cause anxiety like "what if my phone breaks / I lose it on a business trip" — multi-signature becomes quite appealing, at least it won't be wiped out immediately due to a single point of failure.
The downside is it's troublesome, requires dealing with people/devices, and lazy people might give up halfway.
I think social recovery is suitable for the middle ground of "worried about losing seed phrases but don't want to bother with multi-signature," but trust boundaries need to be clear:
the few people you choose, can they really help you at critical moments, and won't they get scared and confirm randomly during emotional market swings...
Anyway, my current approach is: the parts I sleep less soundly over, the more I need to adopt a simpler but more reliable solution.
That's it for now.