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I now mostly default to using L2 for transfers, saving gas and hassle, and the experience is indeed smoother; but when it comes to large amounts or deep interactions with mainnet contracts, I still obediently go back to the mainnet. Expensive is expensive, at least many pitfalls are visible. Recently, another cross-chain bridge issue happened, and after watching it, I just want to say: cheap and convenient both have costs, it's just that sometimes the bill comes later.
And about the collective "waiting for confirmation" after oracle prices go abnormal, I can quite understand it. Honestly, it's because we've been conditioned: don’t rush to be the first to jump in. My calm habit is actually very old-fashioned — for any unfamiliar chain/bridge/new contract, I set a "cooling-off period" for myself, first run a small amount, wait for a few confirmations before proceeding. Better to be slow than to save on gas and hand it over to a black box later. Anyway, after studying how bad things happen, I’ve become less confident in my own certainty.