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Is AI coming for your job?
The short answer is that it really depends on your job.
Is it menial or meaningful?
Goldman Sachs is deploying Claude to handle trade accounting and client onboarding. Lloyds expects £100M in value this year alone from AI agents handling fraud investigations. The era of AI as a helpful assistant is over. Banks are now giving it transactional authority.
And yes, some people will become redundant. That's real, and it genuinely sucks if it happens to you.
But before we sound the alarm, let's look at what these systems are actually doing because the use case tells the story.
Take Lloyds' fraud detection. The AI is reading through hundreds of thousands of transactions, pages of numbers, looking for patterns.
Here's the thing about fraud: humans can't help but create patterns. It's how we think.
We're predictable even when we're trying not to be. So we end up repeating numbers and terms.
Spotting those patterns in a mountain of data isn't like reading. It's not a linear sentence you can read.
A human investigator can spend days, sometimes weeks, manually working through a dataset that AI can process in minutes.
That's not AI replacing human judgment. Humans will be training it on what to look for.
That's AI doing the worst part of the job while the human can do the part that actually requires a human.
Nobody got into financial crime investigation because they loved staring at spreadsheets.
Now, what happens to the people whose role was mostly that? Honestly, we don't have a clean answer yet. The intention isn't to destroy livelihoods. But intention doesn't pay rent.
So how do you save yourself?
You learn skills. Become better.
You become irreplaceable.