When the lending position is three steps away from the liquidation line, I start to get itchy: don't be stubborn, first bring the collateral ratio back to a safe zone. Others think they win by holding on, but in reality, many times it's just being punctured by a needle and pretending to be dead in the group... I usually do three things: add some collateral (preferably sacrificing a meal), reduce some of the position, and check the stop-loss/cancel orders, so I don't find myself unable to act when the network is congested. Recently, a bunch of testnets are earning points and guessing whether the mainnet will issue tokens; honestly, I want to go all in too, but I'm more afraid that the liquidation message will arrive before the airdrop, so I’d rather stay alive first—there's always an opportunity.