Recently, I’ve been a bit annoyed with multi-chain wallets—my assets are getting more and more fragmented. Doing reconciliations at night makes my eyes hurt, and my neck feels stiff… To put it plainly, it’s not that I have more money than I need; it’s that there are too many entry points. My simple approach: keep only two or three commonly used wallets as my “main accounts,” and treat the other chains like temporary workers—use them, then clear them out. On each chain, keep only a single fixed amount of “gas money.” If it’s more than that, immediately consolidate it back to the main chain, so the day volatility hits and the margin isn’t enough, I won’t be woken up by the ringing alarms.

The new L1/L2 are starting to hand out incentives again to attract TVL. In the group, the old users keep complaining about “mining, claiming, and selling,” and I can’t be bothered to follow along. If I really decide to do it, I’ll write the “retreat conditions” in advance: mine until I get it, then withdraw—don’t get stuck in a prolonged fight. In any case, I’d rather earn a little less now than let my ledger get so messy that I can’t even figure out where the stop-loss is.