Recently, I saw many fans commenting that they were scammed by online romance fraudsters.

A girl talked with the other person for more than half a year, from initial suspicion to complete trust,
finally selling her house, her car, and transferring all her assets to the scammer, only to end up with nothing.
This reminded me of something I’ve emphasized before—getting wiped out might be a wake-up call in one go,
but sophisticated chat scams are different. These scams don’t just want your money;
more terrifyingly, they aim to drain all your emotions and financial investments,
a double blow, more ruthless than any pig-butchering scheme.

I’ve noticed that the proportion of women fooled by these sophisticated chat scams is especially high,
probably because many girls are more emotional, and once they’re touched, they fall very deep.
The current套路 (tactics) are basically like this: scammers send you private messages through various communication apps,
asking what coins you’re trading recently, whether it’s spot or futures, pretending to be beginners themselves,
then leading you to some small exchanges, and finally, you can’t withdraw your USDT, it all turns into platform tokens.
Some even scam you into buying something called Pixiu coins, and now these people are even willing to spend money to join paid communities to scam.

Someone said, “Then I just chat with him without investing, isn’t that fine?”
Thinking too much. The套路 (tactics) of sophisticated chat scammers is to first build emotional connection and then scam money—
as long as you add him as a friend, you’ve already lost.
He will chat with you daily, from your hobbies to daily trivialities, greeting you in the morning and reminding you to dress warmly when it’s cold,
making you feel like you’ve found a confidant and true love.
These people are especially good at pretending to be someone else—if he has money, he’ll post photos of luxury cars and mansions,
claiming to be an entrepreneur or financial elite; if you think he’s reliable, he’ll act as a warm-hearted guy or obedient girl,
going along with everything you say.
Sometimes they even craft tragic stories, saying they’ve been betrayed by exes or that their family is in hardship,
making you feel both pity and trust.
In short, whatever kind of person you like, they will imitate that type.

Once you’re fully immersed and emotionally dependent, they start setting traps.
Either claiming they’re great at investing and inviting you to make big money together,
or fabricating urgent situations like a family member falling ill or needing money for a project,
to borrow money from you.
After you transfer the money, they gradually become cold and eventually disappear—
the feelings are acted, the persona is fake, but scamming money is real.

Now, those engaged in sophisticated chat scams are no longer small operations;
they have complete scripts and character settings behind them—
images of stay-at-home moms, successful people, programmers—these personas are all stolen from influencers or foreign amateurs’ photos and videos, deeply processed.
They spend several months cultivating feelings and building trust, even developing online romantic relationships,
and the entire process usually doesn’t involve asking for money—just to set up for the final precise strike.

What’s most chilling is that the person you fall in love with might actually be a big, foot-scratching guy in a hideout,
sitting in front of a computer, following a manual on emotional cultivation to chat with you.
So everyone must be vigilant—no matter how heated the online chat gets,
as soon as money or investment is involved, ask three questions first.