Someone commented, "I only have a couple thousand U.S. dollars, why bother with all this?"… Don’t rush to save trouble just yet. Frankly, your asset size is different, and the appropriate level of “trouble” varies: for small amounts used frequently, don’t lock everything into a hardware wallet; constantly transferring back and forth is the easiest way to break your mindset. But for long-term holdings, a hardware wallet is indeed more worry-free, at least blocking half of the risk of “phone theft/infection.” Once you reach a certain amount (for example, when you start feeling uneasy about it), I recommend multi-signature: not to appear professional, but to split the risk of “single point failure,” with one signature yourself and a backup device, or add a trusted person as the final safeguard. Social recovery sounds friendly, but essentially it shifts the risk from “losing the seed phrase” to “guardian/flow issues,” suitable for those afraid of losing their keys but willing to spend time setting it up. Recently, discussions about RWA and comparing on-chain yields with U.S. Treasury yields have been popular, but I think it’s more important to first secure your storage; otherwise, the “quasi-government bond” yields you chase might not even cover the losses from a single authorization mistake. That’s all for now.

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