These days, the group is again discussing stablecoin regulation, reserve audits, and there are even rumors about "de-pegging," which makes people feel tense and uneasy. Honestly, whenever I consider cross-chain transactions now, I first ask myself: who do I really trust?

For message passing like IBC, it feels like "chains verifying each other's work." You need to trust the security of both chains, ensure validators aren't collectively slacking off, and also trust that the light client/proof system hasn't been exploited. Bridges are even more mysterious; often, you have to additionally trust multi-signature setups, oracles, custodial accounts, and even the integrity of the operators... Layer upon layer, the risks can't be summarized with a single button.

With my small funds, I play it safe: if I can avoid cross-chain, I avoid it. If I must, I try to use methods I understand, keep the amounts small, and treat it like "a few leaves might fall off the cart"—set expectations accordingly—to avoid tormenting myself over de-pegging rumors at night. Let's start with that.