Recently, we've seen cross-chain bridges get hacked again, and oracles acting up, with everyone rushing to say "waiting for confirmation."

Honestly, it's not that everyone suddenly became more cautious; it's just that key management is too easy to mess up.

If the asset size isn't large and you're just playing around daily, a hardware wallet is enough: offline signing is indeed worry-free, but don't think "buy it and you're safe," because if the seed phrase backup is lost, it's still zeroed out.
Once the amount grows a bit and you start holding long-term positions, I prefer multi-signature setups, at least turning "a slip-up or a device failure" into "you'll need to make two more mistakes";
The downside is it's troublesome—signing is like attending a meeting.
If it really gets to the point where family members need to take over, then social recovery makes sense.
Find a few people or devices you truly trust as "key shards," so that even if you're sick or unavailable, assets don't get lost forever...
But changing relationships can be awkward, so the number of people and threshold should be well-sized—if it's not right, it can backfire.
Next time, let's talk more.