I used to think that on-chain records were all there, and I would just deal with taxes at the end of the year; now I really can't be so lazy anymore. The more transactions I have, the more headache I get just thinking about which ones are buying NFTs, which are borrowing and repaying, and which are collateralizing and releasing. My simple method: take a screenshot of each major operation (buy/sell/loan/pledge/unpledge) on the same night, and drop the transaction hash into a spreadsheet, along with a quick note like "why did I do this," otherwise later on, all I see is the same address string and I can't tell if it's an investment or a slip-up. Recently, everyone has been comparing RWA and US Treasury yields to on-chain yield products. I also get tempted, but the more it looks like interest, the more I need to clearly understand the costs, rewards, gas, and liquidation details... Anyway, I’d rather spend five extra minutes now than go crazy at the end of the year and want to give up.