"Become the default option within 2 years"… Ripple (XRP), can it capture the tokenization market?

Some opinions predict that tokenization will surpass mere trends and become the “default setting” in the financial sector. Ashesh Birla, CEO of Evernorth, said at the recent “XRP Las Vegas” event: “Within the next two years, people will no longer ask whether an asset has been tokenized.”

Birla compares tokenization to the transformative shift of the internet in its early days. He explained that, in the past, people often asked, “Do you use the internet?” but at some point, everyone naturally began using the internet, and asset tokenization is following the same trend. He believes that although tokenization is still currently limited and has relatively low awareness, with improvements to infrastructure and the formal entry of institutional investors, standards for how assets are issued, traded, and custodied may change.

He also emphasized the central role of XRP in this process. Birla said: “I believe XRP will become the leader in this field.” His interpretation is that, because the XRP ecosystem is designed around financial application scenarios such as payments, settlement, and liquidity provision, it can leverage its advantages at the intersection of traditional finance and blockchain.

He is particularly optimistic about XRP-based decentralized finance (DeFi). He believes that once native development on Flare, Axelar, and the XRP Ledger (XRPL) combines, it will open up new opportunities for revenue and further expand the ecosystem. He thinks the key ultimately lies in whether it can attract more developers and on-chain products to join.

Institutional activity is also accelerating. Birla revealed that major financial firms such as JPMorgan, BlackRock, and Franklin Templeton have moved beyond the simple experimentation stage and are setting up dedicated tokenization business units. He said: “It’s no longer the pilot phase—now it’s establishing entirely new departments directly.”

The market interprets this as a signal that traditional finance is absorbing blockchain assets in an institutionalized way. In fact, as tokenization becomes more widespread, assets such as stocks and gold may be traded in digital form more easily, and the line between cryptocurrencies and traditional finance may continue to blur.

Birla also expects the share of cryptocurrencies in investment portfolios to rise further. While it still remains at around 1% today, direct holdings and the inclusion of tokenized assets will increase at the same time, meaning investors’ approaches may change. He emphasized: “More people will want asset exposure,” and noted that the adoption of tokenization and XRP is still in an early stage.

Ultimately, tokenization is moving from the conceptual stage into practical application. If institutional capital continues to flow in and infrastructure keeps improving, some believe XRP could move beyond the category of payment assets and become one of the core pillars of the tokenization market.

Article Summary by TokenPost.ai 🔎 Market Insights Tokenization has moved beyond being a mere trend and is entering the early stage of becoming the financial system’s “default setting” Ripple (XRP), with its payments-and-settlement-centered structure, is competitive in bridging traditional finance and blockchain JPMorgan, BlackRock, and other large institutions establishing dedicated departments signals full-scale commercialization 💡 Strategic Highlights Early-stage tokenization → Growth of infrastructure and the developer ecosystem is the key variable When XRP-based DeFi (such as Flare, Axelar, etc.) expands, yield models can be diversified The proportion of cryptocurrencies and tokenized assets in investment portfolios is expected to gradually increase 📘 Glossary Tokenization: the technology that converts tangible/financial assets such as real estate and stocks into blockchain-based digital assets XRPL: Ripple’s blockchain network, specialized in fast payments/settlement DeFi: a system that provides financial services on blockchain without intermediaries

💡 Frequently Asked Questions (FAQ)

Q. Why is tokenization regarded as an important transformation? Tokenization digitizes assets, significantly improving the efficiency of trading, custody, and transfer. Just as the internet became a daily essential infrastructure, in the future, all assets may naturally shift toward tokenized structures. Q. Why is XRP attracting attention in tokenization? XRP has a structure optimized for payments, settlement, and liquidity provision, giving it strong connectivity with traditional finance. As the DeFi ecosystem expands, it could play an important role in the trading and use of tokenized assets. Q. What changes might investors face? In the future, besides cryptocurrencies, people may increasingly hold a variety of assets such as stocks and gold in token form. Therefore, the share of digital assets in investment portfolios is likely to gradually expand.

TP AI Notice The article summary is generated by TokenPost.ai’s base language model. The main content may be omitted, or there may be differences from actual facts.