Recently (about the third time), I’ve been explaining to friends the idea of "don't just focus on the ups and downs, first figure out where to put the keys." When assets are not yet substantial, a hardware wallet is quite sufficient: offline, and peace of mind. But the premise is that you really keep your seed phrase safe; otherwise, losing it means eternal separation. When assets grow larger or if family members need to be able to take over, multi-signature setups are more secure. They’re a bit more troublesome, but they can prevent a lot of slips and social engineering attacks. I actually think social recovery is suitable for scenarios where you use it often but are afraid of losing it, like making multiple backups of a star chart. The downside is that you need to think carefully about trust boundaries.

By the way, I’ve been a bit overwhelmed by the recent discussions in the community about privacy coins/mixing compliance… Honestly, the tools themselves are neutral, but once you get involved in boundary issues, the first thing affected is often the usability of your own account. Anyway, my current strategy is: layer things when possible, small amounts are convenient, big amounts can be slower. That’s it for now.