Family members, something big has happened! Da Piaoliang just dropped a regulatory nuclear bomb, and the "interest" in our hands might fly away.


$BTC
This is about directly shattering the livelihood of stablecoins. The core of the bill is one sentence: as long as the money stays still, you are absolutely not allowed to earn "passive income." Any savings management, earning interest on coins, all count as violations. Regulation is about drawing a red line: you're not a bank deposit, don’t expect to attract deposits and pay interest.
But the Americans haven't completely closed all the doors. They deliberately left an opening, where rewards are allowed, but only if you "use" the coins, such as trading or providing liquidity. The specifics of how to calculate this are still very vague.
The market was directly scared out of its wits. On the day the draft leaked, the issuer of USDC, Circle, saw its stock price plummet by 26% instantly, and Coinbase also dropped by 11%. This reaction was very real—after all, many platforms' profits come from skimming off the "interest" margins on the edge, and now this move is being directly blocked.
In plain terms, stablecoins with market caps of hundreds of billions are feared by the Americans to drain banks, and now they want to fully "bring them under control." The Digital Chamber of Commerce also said that this text can push for review, but whether it can pass before the midterm elections is still very uncertain.
#Polymarket每日热点 Clear Bill
Do you think this is a "de-banking" blow, or a protection of retail investors' fund safety? Share your thoughts in the comments. I stand with retail investors on this wave.
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GreatBoundlessHeavenlyLord
Family, big trouble! Over on Big Pretty’s side, they just dropped a regulatory nuclear bomb, and the “interest” we’re holding might be gone.
$BTC
This is directly smashing the stablecoin cash-cow. The core of the bill is basically one sentence: as long as the money just sits there doing nothing, you are absolutely not allowed to earn “passive returns.” Anything like demand-deposit wealth management or earning interest on stored coins is all counted as violations. Regulation is about drawing a red line: you’re not a bank deposit—don’t expect to attract deposits or earn interest.
But the Americans haven’t blocked the whole road. They specifically left a loophole: rewards are allowed, but only if you “use” the coins—like trading or providing liquidity. As for exactly how it’s calculated, the details are still pretty vague.
The market got scared and tanked right away. On the day the draft leaked, the stock price of USDC issuer Circle instantly plunged by 26%, and Coinbase also fell by 11%. The reaction is too real—after all, many platforms’ profits are basically made by skimming the “interest” edges. Now this trick is being shut down directly.
Put simply: stablecoins with market caps of hundreds of billions, the Americans are afraid it will hollow out the banks—so now they want to fully “absorb and bring them under control.” The Digital Chamber of Commerce also said this text can push the review forward, but whether it can clear the hurdle before the midterm elections is still hard to say.
#Polymarket每日热点 Clear Bill
Do you think this is a beating that’s “de-bank-ifying” people, or is it protection for retail investors’ fund safety? Talk about your take in the comments—this round, I’m with the retail crowd.
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