When I watch people trying to make extra money, I notice that there are actually many money-making apps if you know how to choose the right ones. The process isn't as difficult as people imagine.

First, there are survey apps that pay real money—Swagbucks, for example, is well-known and takes a little time, but the money comes out. Then, if you have certain skills, apps like Upwork and Fiverr open up real job opportunities whether in design, writing, or other areas.

Some people also sell old items they no longer need through eBay or Etsy if they are handmade products. The popular topic right now is cashback apps like Rakuten and Ibotta—they give you real money from regular shopping you already do.

Even if you don't have a lot of time, transportation and delivery apps work easily. The important thing is to choose money-making apps that fit your time and skills, and make sure the reviews are good before you start. Not all apps suit everyone, but there are really many options.