My current feeling is: my asset size isn’t yet at the point of “can’t sleep at night,” so a hardware wallet plus offline signing is enough for now. If it ever reaches the amount where making a wrong transfer and having your mindset explode becomes a real risk, then consider multi-signature. As for social recovery—it's suitable for people who are afraid of losing their paper notes/mnemonics, but you also have to accept that the act of “trusting other people” itself has pitfalls.

The biggest advantage of a hardware wallet is that your hand won’t be able to click around randomly—when it comes time to sign, that step must be confirmed by you, which is perfect for fellow perfectionists. Multi-signature is even more like “maxing out the cost of impulse,” especially lately with fee rates being on an extreme—people in the group are arguing every day about whether to reverse or keep pumping and inflating the bubble. People like me get so restless it’s itching to operate… Multi-signature can cure that—at least it gives you two more minutes to calm down. I’d put social recovery into small positions or family scenarios. Once the relationship sours, it’s more annoying than losing U. In any case, I’d rather be bothered with extra steps than wake up one day to find myself “running naked” on the chain.