The biggest benefit of finance is that when you sleep, the companies you invest in are also working for you, such as bank loans—each day passing earns you a day's interest. The same applies to companies; excellent companies will continuously appreciate in value.

If you don't understand finance and have no money, you can only keep working. If you have money, it will eventually depreciate.
I've seen many people—more than ten years ago, the same assets could buy five houses; after being in the bank, they have depreciated to only being able to buy 1-2 houses. If ten years ago they bought stocks of Moutai, now it would be equivalent to ten houses. There are too many examples like this.
So, regardless, from a long-term perspective, learning more about finance and investment knowledge is more beneficial than harmful.