The year my wife was unemployed, she secretly took out an online loan to pay for a financial management course.

She saw a bald man with a gold chain in a short video, calling himself a "financial literacy mentor," saying only fools save money, smart people make money work for them.
She believed it, listened to online classes for half a month, and the teacher was constantly showing screenshots of buying houses and cars in the group, students lining up to call him master.
She borrowed twenty thousand yuan to buy an advanced course membership.
I asked her if this teacher was reliable.
She said hundreds of people in the group were making money, only you are still working.
I asked how much she had made.
She lowered her head and said she withdrew three hundred yuan last month.
Later, she renewed for another twenty-eight thousand, personally recommended by the teacher over the phone, saying you need to reach partner level in this class to see the real stuff.
She had already seen it—it's that teacher standing next to a Maybach, holding a screenshot of a student's payment, shouting "Who is the strongest king."
She told me she was in the car, and that Maybach was rented.
She didn't get out of the car.
I paid off that debt for her, and we didn't separate.
It's not that I hate her, but I can't separate the bank debt from her.
I've been paying it off for almost a year now, and I record each payment in my phone's notes.
She asked me what I was recording.
I said bills.
I didn't tell her that the last line of that bill was: "Pay off and leave."
Last week, she saw a news story that the man with the gold chain was caught, with fraud amounting to several hundred million.
She sat next to me, forwarded the news, and said finally this person was caught.
I said hmm.
She asked why I didn't stop her back then.
I said I did, but you said I have a small mind.
She didn't say anything.
After a while, she asked what I had recorded in the notes.
I handed her my phone, and she scrolled through it from start to finish, stopping at the last line.
She stared at the screen for a long time, then said:
"Can you delete this sentence?"
I said I couldn't.
Because it's what I paid for you, not what I spent for you.
There are three months left to pay off this debt.
She hasn't told me how she plans to pay it off.