Stablecoin "Carding Era" Explodes: Consumer Spending Surges 500%, Real Adoption Just Beginning

Cryptocurrency is shifting from "holding" to "using."
Latest data shows that the monthly spending volume of crypto cards has soared to about $600 million, a 500% increase. Among them, Visa processed nearly 90% of related transactions, holding an absolute dominant position. This means one thing—stablecoins are no longer just digital assets on the chain but are truly entering daily life.
In simple terms, users are no longer just storing money in wallets but are starting to use stablecoins for dining, shopping, and payments. This is the real turning point for the industry.
The reason Visa can lead is crucial—it is breaking free from the constraints of the traditional banking system by collaborating with crypto infrastructure to build a lighter, faster payment network. Meanwhile, the "Bridge Stablecoin Card" plan is also progressing, aiming to cover more regions by 2026.
At the application level, partners like Wirex have already enabled stablecoins to be "instantly" transferred to bank cards via Visa Direct, greatly enhancing user experience. In just one month, Visa handled about 97% of crypto card transactions, indicating that winners are beginning to emerge.
On the other hand, new players are also changing the game.
Projects like Jupiter are starting to attract users with more direct incentives: up to 10% stablecoin cashback, and the rewards are not points but real cash. This model is simpler and more intuitive for users, leading to a rapid increase in transaction volume in a short period.
The core logic is clear—
Whoever can make users "enjoy using" more will capture the market.
An industry consensus is forming: the competition among stablecoins has shifted from "on-chain liquidity" to "payment entry points." The future depends not on who issues more but on who can reach users at every consumption point.
If these cards can later integrate with mobile payments (like Tap or QR code scans), user growth could see a new wave of explosion.
But the reality is also clear:
Without a global network like Visa supporting, can other public chains replicate this scale? This will determine whether crypto debit cards can truly go mainstream. #WCTC交易王PK #美国寻求战略比特币储备 #比特币ETF期权持仓限额增4倍 $BSB $MEGA