Recently, I've seen everyone interpret ETF fund flows, U.S. stock risk appetite, and crypto price movements together.

I'm actually more concerned about another, more "earthy" issue: where do you put your coins? Don't just rely on prayer if something goes wrong.

If your assets are still small, just one or two commonly used on-chain wallets: hardware wallets are enough, like putting your keys in a small locked metal box.
The sense of security mainly comes from "not taking photos of your seed phrase, not connecting unknown plugins."
But once the amount increases, single points of failure become glaring—hardware lost or tricked into signing bad transactions, regret comes too late.

Multi-signature is suitable for scenarios where "money isn't controlled by just one person," or if you don't fully trust yourself not to slip up that day—it's like a safe that requires two keys to open.
The downside is straightforward: configuration is troublesome, and there are pitfalls with chain/wallet compatibility.
The most feared are routing or cross-chain issues—when stuck, you have to troubleshoot whether it's signing, RPC, or bridge problems.
I've seen many people get tortured by poor design to the point of doubting life.

I think social recovery is like "giving backups to a few reliable people," suitable for those who don't want to carry the anxiety of seed phrases long-term.
But the premise is that you really have trustworthy contacts, and you should practice the recovery process yourself once.
Otherwise, on the day something happens, you'll find contacts have changed numbers or are in a different time zone... which is very awkward.

To put it simply: small amounts seek peace of mind, big amounts should first eliminate single points of failure, then consider whether you can handle the complexity.
Anyway, I now do as much multi-signature as possible, and at least I’ve gone through the recovery process myself once.
This way, I avoid getting stuck later and having to do emergency rescue at the last minute.