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I'm currently quite "pragmatic" about the trade-offs between L2/mainnet: for everyday small transactions, airspace investment qualifications, and the like, I go with L2 if I can—saving on gas and hassle; but when it comes to large amounts, changing key permissions, or long-term contract binding, I still prefer to go back to the mainnet. It's more expensive, yes, but at least I feel more secure, and the on-chain records are more "solid." To put it simply, you have to choose between better experience and a sense of security, and I prefer the one that looks more comfortable.
Recently, the group has been talking about stablecoin regulation, reserve audits, and even spreading various rumors about "de-pegging," all repeated like a parrot. It just annoys me: on one hand, they call for transparency, and on the other, they get screenshots to set the tone. Anyway, my current approach is to diversify holdings, minimize the interest I chase, and verify on-chain records and audits myself whenever possible—no longer want to be pushed around by emotions and pressed buttons. That's how it is for now.