Recently, I saw a bunch of people discussing modularization and the DA layer, developers' eyes light up, while ordinary users (like me) just think: Huh? Do I need to learn another layer of terminology... Anyway, it's more important not to lose my money first.

Hardware wallets are suitable for the stage where "I just honestly store it and don't be careless with links"; multi-signature is more like a small team/family managing money together, more trouble but more peace of mind; social recovery I think is quite suitable for people who "frequently change phones / are afraid of losing seed phrases," but only if you trust those few people helping you recover, otherwise you're just changing the risk form.

There are many tutorials, I personally prefer those that clearly explain pitfalls and failure cases, less grand narratives, more "where you'll trip up at which step." Right now, I use a small amount of hot wallets + large hardware wallets, for now, that's enough, don't be stubborn.