Just saw Zacks highlighted some interesting moves in the market today. Sezzle's been on quite a run - they just crushed earnings with a 26% beat on EPS and revenue coming in at 130 million versus 128 million expected. What caught my eye is they're guiding for 25-30% revenue growth next year with adjusted net income up 31%. The stock had a wild 2025, shooting from 40 to 186 in three months before pulling back hard. Now it's bouncing around 86 after the latest earnings, and analysts are lifting price targets left and right. B. Riley bumped their target from 76 to 99. The BNPL space is crowded but Sezzle's layering in virtual cards and subscription options to differentiate. Forward PE of 16 doesn't look crazy for that growth profile.

On the flip side, Sea Ltd got highlighted as the bear case. They missed earnings expectations - came in at 0.80 versus 0.90 expected - and EBITDA guidance is basically flat year over year. Shopee's still growing GMV at 28.6% but momentum is clearly slowing. The stock's been bleeding since October, down from 180 to 80. That's brutal. Analysts have been cutting numbers for three months straight. SeaMoney's doing well with 80% loan book growth but it's not enough to offset the earnings pressure.

American Express also got highlighted for their new sports partnerships - they're embedding into stadiums and team sponsorships to drive card usage. Mastercard and Visa are doing similar things in the entertainment space. AXP's up 12.9% over the past year and trades at 17.3X forward earnings. The payments space is definitely evolving beyond just transactions.

Sezzle looks like it has more room to run if support holds at 67. Sea's probably got more downside until the bleeding stops and estimates stabilize. Worth watching both for different reasons.