Just came across Mercury General (MCY) and honestly the numbers are pretty interesting. This insurance company out of LA has been around since 1961, mostly doing auto insurance stuff - like 60% of their business. What caught my eye is they're forecasting 13.9% year-over-year earnings growth for the current fiscal year, and apparently one analyst just bumped their earnings estimate up to $9 per share in the last couple months. MCY also has some solid momentum with an average earnings surprise of over 55%, which is pretty wild for an insurance stock. I'm not saying you should go all-in or anything, but for people looking at boring defensive plays, Mercury General seems to be doing something right. The fact that they're concentrated in California (86% of auto premiums) could be a double-edged sword though - super focused market but also more exposed to state-specific stuff. Anyone else been watching MCY or is this just flying under the radar?