Just spent way too much time comparing student loan options and honestly there's more out there than I thought. So if you're done with federal loans and still need cash for college, apparently there are quite a few banks willing to help.

Citizens is one I kept seeing pop up - they've got branches all over and offer both variable and fixed rates. PNC has their own student loan setup too with some pretty flexible terms. Then there's SoFi which isn't your typical bank but they do student loans and people seem to like them for the no-fee thing.

College Ave is interesting because they partner with multiple banks behind the scenes. Discover also does student loans and throws in grade rewards which is kinda cool if you're actually maintaining a decent GPA. Education Loan Finance is another option if you want to go the refinancing route.

Rates obviously vary depending on where you go and your credit situation, but they all seem to offer fixed or variable options. The key difference is usually fees, repayment flexibility and whether they'll work with you on co-signer stuff. Definitely worth comparing a few before you pick one - rates and terms can be pretty different between lenders even if they all say student loan bank on their website lol