Just looking back at how tax brackets shifted between 2020 and 2021 - pretty interesting to see the pattern. The IRS bumped most thresholds up by about 1% for inflation adjustments. If you were filing in 2021, single filers saw that 10% bracket start at $9,950 instead of $9,875, and the higher brackets moved up similarly. For married couples filing jointly, the 2020 income tax brackets had the 10% bracket capped at $19,750, then it went to $19,900 in 2021. The standard deduction also got a small bump - single filers got an extra $150 that year. What caught my attention is how the capital gains treatment stayed pretty consistent though. Long-term gains still got that preferential 0%, 15%, or 20% rate depending on income. The 2020 income tax brackets for capital gains were basically the same structure, just with slightly lower thresholds. Anyway, if you're doing any tax planning or looking back at historical filings, worth knowing these baseline numbers shifted year to year. Small changes but they add up over time.

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