Recently, the group has been discussing stablecoin regulation, reserve audits, and even a little essay about "losing the peg"... After seeing so much, I just want to say: don't rush to criticize first, take a look at where your private keys are stored. When the assets are small, I thought a hot wallet on my phone + copying the recovery phrase was enough; losing it was just paying tuition (bravado). But when it reaches a size where "losing it keeps me awake," hardware wallets are quite worthwhile, at least they prevent various phishing pages from taking everything away. Going further up, single signatures start to feel a bit shaky, multi-signature is more like an insurance policy for "I admit I might slip up," it’s troublesome but more secure. I've also tried social recovery, it's fresh but depends on whether your friends are trustworthy... If someone in the group is constantly spreading rumors about losing the peg and acts as a guardian, I’d rather give up. For someone like me who considers "long-term" about a quarter, being able to smoothly survive three months without any issues is what truly indicates a solid setup.