Just realized something about Suze Orman's biggest regret as an investor, and honestly it hits different when you think about crypto and markets in general.

Her whole thing is that she sold stocks way too early. Like, she'd see something go from $7 to $50 and think "okay I'm done here," only to watch it keep climbing. Palantir was her example. She literally bought back in at a much higher price after watching it moon. Classic mistake.

The lesson here applies to everything we do in markets. If you're holding something solid, why would you paper hands it just because you made some quick gains? That's such a beginner move. Buffett said it best - if you wouldn't hold something for 10 years, don't hold it for 10 minutes. Long-term thinking beats impulsive trading every single time.

But here's what's wild - most people don't even get the fundamentals down before they start investing. Gen Z is excited about markets (which is cool) but they're skipping the basics. Compound interest, understanding different account types, the power of starting early - people don't realize how foundational this stuff is. You can't just YOLO into whatever's trending.

Orman also brought up something controversial about target date funds and target date etfs - basically saying they're for people who don't want to think about their portfolio. Fair point. Those generic retirement plans based on some projected date don't account for your actual situation, your income, your goals, nothing. It's lazy investing at scale.

The bigger picture? Stop overthinking every move. Find good assets, understand why you're holding them, and actually hold them. Don't sell the moment you see green. Don't chase every trend. Build real financial literacy first, then invest with conviction. That's how you actually build wealth instead of just spinning your wheels.