Bitcoin Conference 2026 » Saylor optimistic about BTC reaching one million dollars! Will create a global digital account with 10% interest

Michael Saylor predicts at the 2026 Bitcoin Conference that Bitcoin will transform into a $200 trillion network and move toward a $10 million target.

The digital credit industry is emerging, with Bitcoin heading toward a $8B goal

On the main stage (Nakamoto) of the 2026 Bitcoin Conference, Strategy company’s founder Michael Saylor delivered a long-term forecast.

He explicitly states that Bitcoin ($BTC) has the potential to surge to 10 million points and will evolve into a massive network valued at $200 trillion.

Saylor points out that 2026 marks a significant turning point in global financial history, symbolizing the dawn of the “Digital Credit” industry. Bitcoin is an ideal digital asset and also the “ideal capital” supporting global financial operations.

Saylor divides the financial system into the capital layer and the credit layer. Bitcoin, as the capital layer, features anti-inflation, decentralization, and high returns, with an average annualized return of 38% over the past five years, outperforming gold, the S&P 500, and real estate markets. The high volatility (around 40%) of capital markets often deters investors who need stable cash flows.

To bridge this gap, Saylor introduces the concept of digital credit, advocating the use of technology to convert Bitcoin’s high growth into low-volatility, high-frequency yield tools, thereby capturing the $300 trillion global credit market and a $100 trillion share of the stock market.

Flagship product STRC soars, digital preferred stocks shake traditional finance

Strategy’s credit product, STRC, based on digital credit, has become the conference’s focus. Launched just nine months ago, its market value has rapidly risen to $8.5 billion. STRC is currently listed on Nasdaq, offering an annualized monthly dividend yield of up to 11.5%. It is the world’s largest and most liquid preferred stock, with daily liquidity around $400 million, trading over 25 times the volume of preferred stocks from traditional giants like Wells Fargo or JPMorgan.

Image source: Bitcoin 2026 STRC launched only 9 months ago, with a market cap quickly reaching $8.5 billion, offering up to 11.5% annualized monthly dividends

The design logic of STRC is to strip away volatility and extract yields. Through an approximately 5x over-collateralization mechanism, even if Bitcoin prices undergo significant corrections, investors’ principal remains highly protected. Data shows that STRC’s Sharpe Ratio reaches 2.7, higher than Nvidia’s 1.89 and well above the less than 1 of the S&P 500 index. This indicates that, under the same risk, the product can deliver better risk-adjusted returns for investors. Over 120,000 individual retail accounts participate, with retail investors accounting for 80%, reflecting strong public demand for Bitcoin-driven yield products.

Financial engineering innovation, acquisition strategies accelerate Bitcoin network expansion

Strategy has established an efficient Bitcoin accumulation mechanism through STRC. Since 2026, the company has funded the purchase of approximately 77,000 Bitcoins, a figure ten times the net inflow of all U.S. Bitcoin spot ETFs during the same period. Digital credit offers transparency, homogeneity, scalability, and no fees, sharply contrasting with traditional private equity funds’ low transparency, high costs, and poor liquidity. Recent turmoil in private credit markets due to redemption pressures further highlights the structural advantages of digital credit products.

Image source: Bitcoin 2026 Digital credit offers transparency, homogeneity, scalability, and no fees, sharply contrasting with traditional private equity funds’ low transparency, high costs, and poor liquidity

On the technical finance front, Strategy demonstrates bold ambitions. The company has filed a pre-registration (Shelf Registration) amounting to $21 billion, 40 times larger than any credit instrument in history. To further enhance product competitiveness, Saylor announced plans to increase the dividend frequency of STRC from monthly to semi-monthly.

He compares this to increasing frequency in physics to boost energy, expecting this move to reduce price volatility and make STRC the world’s only preferred stock offering semi-monthly dividends. This high-quality digital signal aims to attract institutional and individual investors seeking stable savings alternatives.

A high-yield vision for a billion people, wealth transfer shifting to digital assets

Saylor plans to provide digital bank accounts with an annual return of 8% to 10% for 1 billion people worldwide, replacing outdated low-interest credit tools. Every dollar flowing into digital credit ultimately circulates back into the Bitcoin network (Digital Capital), further driving up Bitcoin’s price in a positive feedback loop. The dividends from STRC are treated as “Return of Capital,” offering tax deferral benefits, allowing investors to reinvest and generate powerful compound interest.

This digital revolution is a large-scale, multi-generational wealth transfer. Through tax-advantaged credit tools, investors can achieve steady profits and pass wealth as inheritance, enjoying the tax benefits of step-up basis.

As BlackRock, VanEck, and other major asset managers include STRC in their credit indices, Bitcoin has officially penetrated the global credit market. Saylor calls on more companies to emulate Strategy’s model and jointly build a Bitcoin-based digital financial ecosystem.