Just had someone ask me what to do with 3000 bucks sitting in their account. Honestly, the more I look at the market right now, the more I think there's some solid opportunities if you know where to look. Most stocks are still pricey, but a few are actually trading at reasonable levels. Let me share three I've been watching.

First up is Duolingo. Yeah, everyone knows the app, but most people don't realize how well this company is actually executing. 50 million daily users, and while most are free, 11.5 million are paying for premium. Here's what's wild - Q3 revenue hit 271.7 million, up 41% year over year. That's way ahead of their 20% user growth. Even crazier? They're already profitable. Turning 80 million of that revenue into EBITDA. They're guiding for Q4 revenue around 275 million with 28% converting to EBITDA. If you've got 3000 to deploy, you're looking at a stock trading at roughly 14x projected 2026 earnings of around 8 per share. That's actually reasonable valuation for this kind of growth profile.

Then there's Nice. Ever heard of agentic AI? It's basically AI that can have a conversation with you and you might not even realize it's not a real person. Nice is arguably the best-established player here. They've got Visa, Accenture, Morgan Stanley using their tech. Growth has been steady at 8% year over year, nothing flashy, but sustainable. The real story though is their AI segment. Annualized recurring revenue for their AI tech hit 328 million at year end, up 66% year over year. This whole agentic AI space is expected to grow 42% annually through 2031. You're looking at buying this around 10x their projected 2026 earnings of roughly 11 per share. With 3000 to work with, this feels like a solid entry point into a space that's about to accelerate.

Last one is Dell. This stock has been completely overlooked in all the AI hype, which is honestly a mistake. They're deep in this business now. Q3 revenue grew 11% to 27 billion, and AI was a huge driver. Their CFO basically said FY26 will be a record year and they're raising AI shipment guidance to 25 billion, up 150% year over year. Total revenue guidance is 111.7 billion, up 17%. The company's got a five-quarter pipeline that's multiples of their 18.4 billion backlog. Stock got hammered though, down nearly 30% from early November highs. Most of that is just broader AI sector weakness, not actually a reflection of Dell's prospects. Trading around 12x this year's anticipated earnings of nearly 10 per share.

If you're sitting on 3000 and looking for real opportunities, these three actually have something going for them. Not saying they're guaranteed to moon, but the valuations are way more reasonable than most of what I'm seeing out there right now.