Modular chains sound pretty mysterious, but from the end-user perspective, basically: the same transfers, the same DeFi activities, might be cheaper and faster, or just a couple of taps on the same wallet can cross to other chains, reducing some "bridging anxiety." For someone like me with small funds practicing order placement, I care more about slippage and fees. When a chain gets congested and everything gets chaotic, being able to split and optimize execution makes the process a little smoother for me.

But it’s not free, the more chains and layers there are, the harder it is to know who to blame when something goes wrong... Security and user experience need to keep pace together to be meaningful. By the way, I see everyone comparing RWA, U.S. bond yields, and on-chain yield products—I actually see them as "different risk inventories." Don’t be dazzled by the numbers; only the yields you can sleep soundly over are real yields. That’s all for now, continuing to observe.