Recently, the group has been arguing again about privacy coins and mixing, whether they count as "crossing the line," which gives me a headache... The boundary of compliance is basically: you think it's privacy, but others might see it as a risk point. Anyway, don't take "I'm fine" as a security strategy.

Back to custody: if the assets are small (you’d be upset if lost but not to the point of losing sleep), a hardware wallet is enough, the key is not to store backups randomly or screenshot them online. When assets start to grow and you want family or partners to be able to take over, multi-signature is even more secure, but it can be more complicated to operate—don't make it so secure that you can't access it. Social recovery is suitable for those afraid of losing their seed phrase, but you need to trust those "friends," and think carefully about what to do if they turn against you someday... Forget it, to put it plainly: small amounts for peace of mind, large amounts for decentralization, and the biggest risk is relying on luck.