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TermMax has built something quite practical on Base.
Using Maple Finance's syrupUSDC as a single collateral, you can borrow USDC with a fixed interest rate currently as low as around 3.00%, plus a pool with a 3.55% rate.
The floating interest rate on Base is generally around 4-5%, so this fixed rate is noticeably lower, and once locked in, it remains unchanged, so there's no need to worry about it suddenly rising later.
Funding costs can be calculated in advance, giving you peace of mind.
Single collateral is also simple, no need to manage a bunch of assets for adjustments, suitable for leverage or long-term holdings.
If you want to try, go to TermMax's Borrow page, connect your Base wallet, select syrupUSDC as collateral, then pick the corresponding fixed-rate pool.
Overall, TermMax is focused on fixed-rate lending, with transparent information, clear maturity dates, and limits.
For friends who want to control interest rate risk, it's worth taking a look.
@TermMaxFi #TermMaxFi