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Lately, I've seen everyone running around testing the network incentives, still guessing whether the mainnet will issue tokens. I just want to pour a little cold water: whether they actually issue tokens or not is one thing, but losing your private key means permanent zeroing out, and points can't save you.
My rough method is like this: small amounts stored in a mobile wallet for convenience; when it reaches the point of "wanting to review before bed if I signed everything correctly," then switch to a hardware wallet; for larger amounts, or for home/partnership funds, honestly sign multiple times, it's troublesome but gives peace of mind. I think social recovery is suitable for those who are worried about slipping up or losing their mnemonic phrases, but it also depends on whether you trust those contacts. Anyway, don’t hide risks somewhere just to save trouble. Like pruning a bonsai, don’t let it grow too wildly all at once; first match your security level with your assets.