Investment is not a sprint, nor is it a marathon, but rock climbing. The key is not to see who climbs faster, but to make sure each step is solid, to firmly plant your footing, and to avoid falling to your death. If you're not planning to retire, this climb will never end, and you could fall back to the bottom at any moment due to a major mistake. That’s also why I once said, it’s better to fall for scams and go bankrupt early. Just starting to learn rock climbing, falling a few times from lower positions is not a bad thing.