Multi-chain wallets, to put it simply, are about asset fragmentation management. Without rules, it really gets messier the more you use it. I'm now trying to separate "frequently used hot wallets / long-term cold wallets / experimental wallets," then label them by chain, and before transferring, check the source and destination first, and casually record a note in a spreadsheet (not aiming for precision, just don't forget). Additionally, I will set one or two "settlement addresses," and all cross-chain transfers will first go back to those addresses; otherwise, you'll always be chasing the balance.

Recently, I've seen everyone compare RWA, US bond yields, and on-chain yield products together. I understand the desire to find stability, but I still prefer to clarify the fund flow first: where the yield comes from, where the deposits and withdrawals go, and whether the worst-case scenario could cause a lock-up. It sounds pretty boring, but stability relies on these boring checks.

But sometimes it really gets annoying... a bunch of chains, a bunch of wallets, a bunch of small dust amounts, clicking around and still worried about signing errors. Anyway, I now prefer to do less fuss, keep uptime and risk items in check first, whether I make money or not is another matter—just avoid accidents caused by chaos. That's it for now.