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The term “modularization” sounds very high-end, but here’s the plain truth: the biggest change for ordinary users is that you can finally treat “using the blockchain” as a background service without having to swap out a bunch of wallets/addresses, instead of constantly researching which chain is more “orthodox.” But the reality is… bridges, cross-chain routes, and all the various L2 entry points are still a whole mess, and the fee structure is more like a maze: when the mainnet isn’t expensive, everything seems fine; when it gets congested, it starts going haywire again. In the end, the one that still gets blamed is the user experience. (I complain with my mouth, but my fingers still keep clicking “confirm.”)
Recently, some places have tightened some rules for taxes/compliance while loosening others, and the expectations for deposits and withdrawals directly affect whether everyone is willing to mess around with these “modular Lego” pieces. When things are uncertain, you’re even more afraid of getting stuck in the middle and not getting your money back. If the protocol still keeps the risks hidden in the fine print, I can only say this: don’t pretend. Users aren’t dumb—they’re just too lazy to argue with you.