These days, the group is again talking about stablecoin regulation, reserve audits, and de-pegging rumors.

Everyone's emotions spike and they immediately want to do something... I also feel uneasy watching it, but honestly, when it really reaches end users, many of the changes brought by "modular chains" are not cooler words, but:
Don't keep getting stuck on transfers, don't have fees that fluctuate wildly, don't have cross-chain transactions that feel like betting every time.
In the past, a single chain handled execution, data, and consensus all together, and users felt "Is this chain congested today?"; modularity is more like splitting congestion into separate parts—you might just feel that the same operation is more stable, confirmation is faster, or even that your wallet doesn't prompt you behind the scenes that several layers have changed.
But it also can't solve human nature: rumors still make people tremble, no matter how modular the chain is, it can't stop everyone from watching K-line charts.
Forget it, I won't talk about grand narratives anymore. Anyway, what I care about more now is: can we investigate clearly if something happens, can we stop losses in time, and then go back to reading in my little cabin.