Lately, everyone has been arguing about Layer 2—who has higher TPS, lower fees, and more aggressive subsidies.

But in my mind, it's always been: the little "gas savings" you earn—don't just hand it all over to private key loss or phishing scams...

Honestly, because asset sizes vary, there's no one-size-fits-all security solution.
For small amounts, convenience is understandable—hardware wallets are quite sufficient, and a single button confirmation can at least block some accidental slips and fake signatures;
When the funds start to "keep you awake," don't be stubborn about single points of failure—multi-signature setups are more reliable, but they also have practical downsides: hassle, slower transactions, and the need to find trustworthy people or devices to store parts separately.
As for social recovery, I think it's more for people who are afraid they might forget—whether social relationships are stable is more critical than the technology itself.
Otherwise, if the recovery person fails, it's more embarrassing than losing the seed phrase.

My current approach is layered: hot wallets as small change wallets, hardware wallets for medium storage, and large amounts with multi-signature setups...
Anyway, don’t let a single misclick on a link decide your life.