Recently, someone asked me again how to choose between hardware wallets/multisig/social recovery.

Honestly, it depends on whether your current assets are worth the hassle of tightening a few screws every day.
Small amounts stored in hot wallets are convenient, but don’t pretend to be a big shot;
When it reaches a point where losing a single asset keeps you awake at night, I prefer starting with a hardware wallet—at least the signing step can isolate your phone’s chaos.
Beyond that, when funds start to disperse and you need to collaborate with others (or you’re afraid of slipping up yourself), multisig becomes quite practical: it’s a bit more trouble, but it can reduce the risk of “one mistake wiping everything out.”
I’m also looking into social recovery, suitable for those afraid of losing seed phrases and too lazy to fuss, but you need to choose trustworthy “friends,” or else a failure could be even more embarrassing.

I’ve seen too much of the inflation + studio + coin price spiral in chain games; when projects get chaotic, even your asset management rhythm can be disrupted.
My biggest fear isn’t slow transactions, but chaos—taking more time to sign and confirm multiple times is fine, but chaos can easily send you off the rails.
Anyway, I’m currently: small amounts casually, large amounts layered, avoiding gambling on human nature whenever possible.
That’s all for now.