I have a brother who, while running his company, hired a young girl to do some clerical work. But ever since she came two months ago, everything at the company has gone especially smoothly, including collections and repayments. After not long, the girl took a one-week vacation, saying she was going home to meet someone for a blind date. Within a week, the owner of a partner company suddenly passed away, and that company was effectively done within two days—more than a million in outstanding final payments still hadn’t been collected.