Lately, I keep hearing people talk about "modularization." Frankly, for someone like me, a end-user, the most obvious change isn't that the concept sounds cooler, but whether it’s easier to use: no more long delays when transferring money, Gas fees that don’t fluctuate wildly, cross-chain transfers that don’t feel like gambling every time. After breaking down execution/settlement/data into separate modules, there might really be a chance to slow down the problem of “congestion making the whole network expensive,” but it also introduces a bunch of new intermediary layers, and when something goes wrong, you don’t even know who to blame…

Recently, there’s also been criticism of staking and shared security models, calling the layered yield stacking a “copycat.” I can understand that—packaging and reselling security sounds appealing, but in the end, who bears the risk? Anyway, when I evaluate projects now, I look first at on-chain behavior and fund flows. I’d rather earn a little less than wake up one day to find I’ve become an experimental parameter.