Michael Saylor: Digital Credit is a Killer Application for Bitcoin

On April 29, Michael Saylor, founder of Strategy, stated during a speech at the Bitcoin 2026 conference that digital credit is a killer application for Bitcoin. Every dollar that enters digital credit will flow into digital capital, which will then enter the Bitcoin network. As it flows into the Bitcoin network, the price of Bitcoin is expected to rise. We anticipate that digital credit will drive the scale of the Bitcoin network. The ultimate goal is to provide one billion people with a high-yield digital currency bank account that offers an annual return of 8% to 10%. This aims to push Bitcoin to reach $10 million per coin, making Bitcoin a $200 trillion network, until it evolves to offer everyone in the world an alternative to 20th-century credit tools, zero-yield bank accounts, mediocre junk bonds, private credit, or risky, shaky equity, or any challenging, hard-to-manage, illiquid, immovable real estate investments. These collectively represent the digital transformation of all capital markets. As we like to say in this industry and the Bitcoin community: Fix the currency, fix the world. Digital credit is the next killer application for fixing currency. It will spread Bitcoin across the globe. It will enable Bitcoin to support all stablecoins, all crypto tokens, and all kinds of traditional credit instruments. When the major banks and leading investors in the world start lending some digital credit or providing Bitcoin-driven digital bank accounts, that will be a wonderful day. It is all of you who make this possible, and you inspire me every day. So, thank you. I am grateful to embark on this journey with all of you.