Lately, when I watch the returns stacking up from re-staking and that “shared security” setup, and people keep getting on my case calling it “doll within a doll,” I suddenly feel a bit uneasy. I’m the kind of person who works during the day and stares at K-line charts at night—when the impulse hits, I want to go all-in on small caps, but the security side has been dragging on.

To put it simply: when your assets aren’t that big, a hardware wallet is enough. Plug it in, sign, and that’s it—don’t make yourself manage things like you’re corporate finance. If you’ve already started splitting your holdings into multiple parts and doing more on-chain interactions, it’s better to use multisig. It’s more of a hassle, but at least you won’t end up evaporating on the spot just because one key is gone.

I’m also tempted by social recovery. It feels more human to find a few people as “lifelines.” But later I realized that when you truly need it, all the trouble of finding people, trust, and privacy is even more exhausting… Anyway, this is where I’m at now: my main stash stays in cold hardware, and my smaller stash keeps causing trouble—for now, that’s it.