Lately I've been thinking about on-chain privacy. To put it simply, ordinary users shouldn't think of a "public ledger" as just a social media feed that can be deleted... If you don't include your name in your address, but once you start depositing and withdrawing funds, doing KYC, or even using a common receiving address, it becomes quite easy to profile you. Privacy tools are of course useful, but they are a bit like a raincoat and a mask: they block some wind and rain, but they might also attract more attention.

Moreover, with certain regions tightening or loosening taxes and compliance, the biggest impact is on psychological expectations: previously, people thought "just transfer it out first," but now there's an instinct to leave evidence and explain things clearly. I personally prefer to do less fussing—if I can go through compliant channels, I do. On-chain operations should be kept clean and layered; don’t put your salary, staking, and speculation all in one address... Anyway, don’t expect absolute privacy, and don’t panic into avoiding everything. Just set the right expectations first.