Hey, brothers and sisters who “搞U” — look here! If one day you’re invited by Uncle in a suit to have tea, don’t panic. It basically comes down to these three hurdles—know them in your heart first.

**First hurdle:** Do you not know that virtual currencies aren’t protected by law?

Don’t be fooled. Not being protected by law doesn’t mean you’re breaking the law. As long as you’re trading on your own and you’re not encouraging other people to trade, then you’ll have no problems. And what “Uncle” means might just be this: if something goes wrong—like you get scammed—Uncle can’t help you get your coins back. You have to understand this. That’s why you should openly admit that you know this risk and are willing to take responsibility.

**Second hurdle:** If you accidentally receive dirty money, why do you have to give it out?

Regarding receiving dirty money, remember: this isn’t something to negotiate—it’s a process. Once the money goes into your account and gets classified as funds involved in fraud, it has to be returned according to the procedure. How much to return and how to return it can be discussed, and you can even communicate directly with the victim. Once everything is settled, there’s a chance your account will be unfrozen. Don’t stubbornly carry it yourself—there’s no point.

**Third hurdle:** If you don’t cooperate, will you end up with a record? Can other cards still be used?

As long as your attitude is good, your materials are complete, and you can prove the money is clean, you usually won’t receive a reprimand and it won’t affect your other cards. But be careful: if yours is a Level-1 involved account, the outcome is the worst—your accounts may be blacklisted by banks and the police together, and all the cards under your name could be affected. If it’s a Level-2 involved account, the impact is smaller—basically only that one card gets frozen.

“搞U” is like dancing in the gray zone—don’t treat it like shopping on Taobao. No matter how big or small the order is, you have to dig into the source of the funds and the other party’s information down to the bottom. Remember this: money with an unclear origin—don’t touch it at all. Don’t put your account and reputation on the line for a little gain—that’s the real loss. #WCTC交易王PK