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Crypto World News, Japan's Financial Services Agency in April's "access fsa" explicitly classified Japan's first Japanese Yen stablecoin issuer jpyc as a "fund transfer operator" for the first time. Japanese Financial Services Agency officials stated that jpyc, along with payment services like PayPay and Rakuten Pay, are all considered "fund transfers" in terms of economic function, meaning users pay in yen to acquire jpyc, and after circulation of the stablecoin, it is redeemed for yen by the final holder. Under current laws, foreign exchange transactions are primarily handled by banks and fund transfer operators, and jpyc must ensure over 100% security of user funds according to relevant frameworks.