Lately I've been thinking about wallets... When assets are still small, I also prefer convenience—just a hardware wallet plus handwritten backups is enough. As long as you don't make the rookie mistake of taking photos of your seed phrase and uploading it to the cloud. Once the amount increases, the psychological pressure is completely different. You start to feel that "single point" is too risky. Multi-signature becomes quite reassuring: not necessarily more profitable, but less likely to be wiped out by a slip-up or malware.

I've also looked into social recovery; the concept is quite friendly, but personally I worry more about whether the "guardian" is reliable. No matter how good the relationship, I fear that one day people might drift apart... Honestly, this setup is more suitable for those with a stable circle and who can regularly practice. By the way, I thought of the recent blockchain games with inflation + studio + coin price spiral collapse. Many people aren't really losing because of poor judgment, but because of chaotic wallet permissions, unclear authorizations, and inability to revoke access. First, tighten the security boundaries. Less of the "just rush in first," I’d rather miss out.