Lately, people have been discussing whether stablecoins will lose their peg again. Honestly, many times it's not about how complex the model is, but about the panic during a run on the bank happening too quickly. As for reserve transparency, it may seem boring most of the time, but when rumors start circulating, you realize that "whether it can be redeemed at any time" is more important than "a slightly higher interest rate." When on-chain transfers suddenly become dense, I instinctively take a screenshot... It's not superstition, just a way to keep evidence for myself, so I don't have to rely solely on memory later. Recently, unlocks and staking unlocks have been repeatedly mentioned, and as selling pressure anxiety rises, everyone tends to treat any small fluctuation as a big deal. Anyway, I still stick to my usual approach: diversify, don't put everything in one basket, dollar-cost average + rebalancing, and try not to be driven by emotions.